Pricing

Every way your customers want to pay. One checkout. One dashboard.

We don't touch your Stripe or PayPal rate — you keep those exactly as they are. Our fee applies only to the rails we bring you, the ones you can't get on your own.

Core
Free

Cards at cost — 2.9% + 30¢, passed straight through. No monthly fee.

  • Hosted card checkout, live the same day
  • Dashboard, payment links and payouts
  • Same rate as going direct, with better software
  • Upgrade to Multi any time
Start free
Most popular
Multi
$99 / month

Every rail in one checkout. 1% only on the rails we bring you.

  • Card, crypto (USDC, USDT, BTC, ETH) and Interac e-Transfer
  • Your own Stripe and PayPal connect at 0%
  • Card-to-crypto settlement
  • One dashboard, one reconciliation across every rail
  • Full checkout skin library included
  • KYB, onboarding and first-line support handled
Start Multi
Reserve
Quoted

For the verticals nobody else will run. Underwritten individually, typically 5–8%.

  • Supplements, nutraceuticals, telehealth, peptides, lab services
  • Dedicated high-risk acquiring relationships
  • One application, presented to every partner whose appetite fits
  • True-MCC disclosure, always: we would rather be declined than miscoded
Apply for Reserve

Connected rails: 0%

Your own Stripe or PayPal account, plugged into the Pay2Bridge checkout. You pay their published rate and nothing to us. We never take a cut of a rail you already had.

Bridge rails: 1%

Crypto, Interac e-Transfer, card-to-crypto and the acquiring relationships we hold. These are ours, and you cannot get them anywhere else. The 1% is deducted automatically at settlement — no invoices, no chasing.

Checkout skin library

Six designer checkout skins. Pick a layout, set your logo, colours and fonts, done. Included with Multi, or a one-time $199 unlock on Core.

Browse the skins

Questions merchants ask

Is the 1% all-in?

No. The 1% is Pay2Bridge's platform fee on Bridge rails. The rail's own cost (for example a crypto network fee, or an acquirer's rate on a Reserve account) is passed through at cost and disclosed before you go live.

Who holds the money?

Never us. Card volume settles from the acquirer to your business account. Crypto settles straight to the wallet you set. Interac e-Transfers go to the e-mail registered to your business. Pay2Bridge is the interface, not the custodian.

Can I bring my own processor?

Yes. Put your own merchant account credentials in the dashboard and your payments run on it directly. Leave it blank and Pay2Bridge's own processing is used instead.

How fast is a Reserve decision?

Your application goes to every partner whose appetite matches your file the moment you submit it. Each partner answers inside your account: approved with terms, declined, or a request for more information. Most answer within a few business days.

Pick a tier, apply once.

Core is free, Multi is $99 a month, and Reserve is quoted on your file. One application covers all three.

Apply now